Trends

For decades, international payments have relied on a single backbone. Banks, currencies, correspondent accounts - all connected through SWIFT, the invisible infrastructure of the global financial system.

New-generation global payment projects, such as Project mBridge, developed under the auspices of the Bank for International Settlements, are gradually changing the architecture of international finance.

This article summarises the main findings of 2025 and presents them in the context of verified institutional research and official publications.

Here is some up-to-date and easy-to-understand overview information about the latest changes in the rules for working with cryptocurrencies in Switzerland and about new opportunities for using Web3 and digital assets for investment funds and their clients.