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HERITON CAPITAL
Banks
Checklist for protection against "Ice-9" for bank customers
"Ice-9" is an operational freeze of an account by a bank without debiting funds. Your money remains on the balance sheet, but access to it is temporarily blocked for verification of transactions.
Bail-in vs “Ice-9”: What’s the Difference and Why Bank Clients Should Understand It
In recent years, bank clients have increasingly encountered unfamiliar terms such as bail-in, account freeze, and enhanced due diligence.
“Ice-9” in Finance: When Money Freezes and the Bank Client Feels It First
The term “Ice-9” in financial discussions does not come from economics or law. It originates from literature — from Cat’s Cradle by Kurt Vonnegut.
Bail-in Resilience Checklist for Businesses
Professional assessment of business resilience to bail-in risks. Includes 19 questions across 7 categories. Traffic light assessment system with PDF export.
Project mBridge: how the BIS is building an alternative payment system without the dollar
The global financial system is undergoing a quiet but fundamental transformation.
Switzerland's old and new financial model: how the global banking haven is changing
For decades, Switzerland has been seen as the benchmark for financial stability
Bail-in: why banks in Europe can be rescued at the expense of depositors
After the 2008 financial crisis, European regulators came to the conclusion that banks could no longer be rescued at the expense of taxpayers.
AI Instead of Paper Files: How Swiss Banks Use Artificial Intelligence to Verify Documents When Opening Accounts
Switzerland’s banking system has long been associated with conservatism, manual checks, and rigorous compliance.
Bail-in Resilience Checklist for Individuals
Personal assessment of savings protection against bail-in. 14 questions in 6 categories. Practical recommendations for individuals with exportable results.
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